I encountered a paper from BMJ recently on the topic.
http://bjsm.bmj.com/content/25/1/21.full.pdf
It's full of interesting factoids:
"Information on 36 of the 39 sports surveyed (92%) was sufficient for analysis. Twenty-two of these 36 sports
(61%) organized insurance at a national level, one at club level (3%) and 13 (36%) provided no insurance advice. Only 12 sports (33%) insisted on mandatory insurance cover. Many sportsmen and women are left to search for an appropriate insurance cover themselves or remain uninsured. Owing to the lack of advice in 36% of cases it was decided to survey ... insurance brokers to establish what type of policy they would recommend. Only 41% of the brokers were able to offer a suitable policy. Club policies recommended by the Central Council for Physical Recreation provide individuals with the same sports cover (but at a lower premium) as is available from a personal accident policy. However, cover is somewhat inadequate and may provide a false sense of security."
They give lots of info about which sports end up in which hospital department amking up what share of the workload, and then finish, saying:
"We feel it would be a responsible action of the national governing bodies of sports to make insurance mandatory at club level. This would provide support in the event of sports-related disablement for
members who would not otherwise be insured. We believe that all governing bodies of sports for Wales
should organize a suitable and adequate insurance policy to be taken out at club level on behalf of
members and that the premium be included in the dub membership fee. At present only a handful of
sports, seven of 36 (19%), have such a policy"
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